The 10 Foreclosure Options

Cure Loan – Pay back the missed payments to bring the loan current.
Loan Modification – Negotiate with the lender for new loan terms.
List/Sell Home – Sell the property traditionally before foreclosure.
Short Sale – Sell for less than what’s owed with lender approval.
Make a Deal – Work out a settlement or partial payment plan with the lender.
Bankruptcy (Chapter 7 & 13) – Legal options that may stop foreclosure and restructure debt.
Deed-in-Lieu – Give the property back to the lender voluntarily.
EMAP Grant – Emergency Mortgage Assistance Program funds to cover payments.
Neighbor-to-Neighbor – Sell or transfer property to a trusted individual.
Foreclosure – If no action is taken, the property is seized by the lender.

Intent To Cure (ITC) and Pre-Foreclosure Help for Colorado Homeowners

Denver ITC

Adams ITC

Jefferson ITC

Arapahoe

Douglas

El Paso

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